Vacation Loan
Current ACU members can enjoy a vacation with up to $1,800 at 12% APR.
Plan your next vacation with confidence. Whether it’s a beach escape, mountain retreat, or family road trip, Alabama Credit Union’s Vacation Loan helps make your getaway simple and stress-free.
Borrow up to $1,800 for 12 months at 12% APR* and give yourself the freedom to enjoy your trip without worrying about expenses.
Available March 1 through July 31. *Must have a direct deposit established with ACU to qualify.
*Annual Percentage Rate (APR) of 12.00% is fixed for the 12-month term of the Vacation Loan. Maximum loan amount is $1,800. Offer available March 1, 2026, through July 31, 2026. All loans subject to credit approval and standard lending policies of Alabama Credit Union. To qualify for the loan, members must have: direct deposit established with Alabama Credit Union, no delinquency or collections with ACU, and have paid prior seasonal loans in full. Existing Alabama Credit Union loans are not eligible for refinancing under this offer. Payment example: for a $1,800 loan at 12.00% APR for 12 months, the monthly payment would be approximately $160. Loan terms and conditions may vary based on creditworthiness. Offer, terms, and conditions are subject to change without notice. Membership required.