All Alabama Credit Union branches will be closed on Friday, July 3, in observance of Independence Day.

USA 250 Offers

Usa 250 Celebrate Banner

Celebrating America's 250th Anniversary

Special Limited-Time Offers

In honor of America’s 250th Anniversary, Alabama Credit Union is offering special limited-time promotions to help members save more, grow more, and win more.

July Offers

Freedom CD

4.25% APY for 6 Months*

Celebrate 250 years of freedom with a limited-time CD designed to help your money grow.

  • $500 minimum deposit
  • New money only
  • Open online or visit any branch
  • Available limited time only, July 1–31, 2026
 

See Disclosure for complete offer details.

 

Billy Bear Bonus 

Investing in the Next Generation.

  • Open a new Billy Bear account OR deposit $250 in new money into an existing account to qualify
  • Alabama Credit Union will contribute $25 to the account
  • Visit any branch to open
  • Available limited time only, July 1–31, 2026
 

See Disclosure for complete offer details.

 

Summer Giveaway

Lifestyle $250 Fridays

Celebrate America's 250th Anniversary with the Freedom to Live More Giveaway! Eligible Lifestyle Checking members have a chance to win $250 each week throughout the promotion.

How it works

  • Eligible Lifestyle Checking members receive one automatic entry each week from July 1–August 31
  • One $250 winner is selected every Friday during the promotion
  • Simply maintain an active Lifestyle Checking account and be enrolled in Online Banking
  • New Lifestyle Checking members begin receiving weekly entries once their account and Online Banking are active
 

Follow us on social media to stay connected and celebrate America's 250th Anniversary with us.

 

See Disclosure for complete offer details.

 

Disclosures

Freedom CD: Federally insured by NCUA. *APY = Annual Percentage Yield. APY is accurate as of July 1, 2026, and is effective for certificates opened July 1–31, 2026, unless withdrawn or modified by Alabama Credit Union. Offer applies to a 6-month certificate with a 4.25% APY. A minimum deposit of $500 is required to open the certificate and earn the advertised APY. Funds must be new money, meaning funds not currently on deposit with Alabama Credit Union. Fees may reduce earnings. A penalty may be imposed for early withdrawal. At maturity, the certificate will automatically renew for a 6-month term at the then-current rate and APY unless otherwise directed. Membership eligibility is required. Subject to Alabama Credit Union's Membership & Account Agreement, Truth in Savings Disclosure, and Schedule of Fees and Charges.

Billy Bear Bonus: Offer valid July 1–31, 2026. To qualify, members must either open a new Billy Bear Savings Account or deposit $250 or more in new money into an existing Billy Bear Savings Account. New money is defined as funds not currently on deposit with Alabama Credit Union. Eligible members will receive a $25 deposit from Alabama Credit Union into the qualifying Billy Bear account. Limit one $25 match per qualifying Billy Bear account during the promotional period. Promotion is available in branch only. Membership eligibility is required. Alabama Credit Union reserves the right to modify or discontinue this offer at any time.

Lifestyle $250 Fridays Giveaway: Promotion valid July 1–August 31, 2026. Members with an active Lifestyle Checking Account who are enrolled in Online Banking will automatically receive one (1) entry per week into the weekly drawing. Members who open a new Lifestyle Checking Account during the promotional period and enroll in Online Banking will begin receiving one (1) entry per week once eligibility requirements are met. One winner will be selected each week to receive a $250 prize. Odds of winning depend on the number of eligible entries received each week. Membership eligibility is required. No purchase necessary to enter or win. Alabama Credit Union employees are not eligible to win. Alabama Credit Union reserves the right to modify, suspend, or discontinue the promotion at any time.