Holiday Loan 

Enjoy the holidays your way with up to $1,800 at 12% APR.

Holiday magic feels even better when your wallet’s in on the fun. Whether you’re filling stockings, planning a getaway, or making your home feel cozy and bright, Alabama Credit Union’s Holiday Loan can help you make it happen with a smile.

Borrow up to $1,800 for 12 months at 12% APR* and give yourself the freedom to enjoy the season without stressing over expenses. 

Available November 15 through December 31.

Banking

*Annual Percentage Rate (APR) of 12.00% is fixed for the 12-month term of the Holiday Loan. Maximum loan amount is $1,800. Offer available November 15, 2025, through December 31, 2025. All loans subject to credit approval and standard lending policies of Alabama Credit Union. Existing Alabama Credit Union loans are not eligible for refinancing under this offer. Payment example: for an $1,800 loan at 12.00% APR for 12 months, the monthly payment would be approximately $160. Loan terms and conditions may vary based on creditworthiness. Offer, terms, and conditions are subject to change without notice. Membership required.