Auto Loan Offer

Drive away with a lower rate when you bundle and save with Alabama Credit Union. Add eligible products to your new auto loan or refinance and we’ll reduce your rate by 0.25% for each product, up to 0.50% maximum total rate reduction, and enjoy no payments for 60 days. *

Eligible products include:

*Offer valid for auto loans on model years 2018 and newer for new purchases or refinancing of existing loans not currently financed with Alabama Credit Union. Standard rates are based on Alabama Credit Union’s current rate matrix at the time of loan approval. Members may receive a 0.25% Annual Percentage Rate (APR) reduction for each eligible product added—Guaranteed Asset Protection (GAP), Mechanical Breakdown Protection (Warranty), Payment Protection, or a new Alabama Credit Union credit card—up to a maximum total rate reduction of 0.50%. All new eligible products must be obtained by the time the loan closes.  Loans approved during this promotion may be eligible for up to 60 days until the first payment is due. Interest begins accruing from date of loan funding. All loans are subject to credit approval and standard lending policies. Rate reductions apply only at the time of loan closing and cannot be combined with other promotional offers. This offer, along with its terms and conditions, is subject to change without notice. Membership is required.