Welcome, Poarch Creek Indians & Employees

Our partnership with the Poarch Creek Indians allows us to open the benefits of credit union membership to tribal members and employees. Here, we work to make you feel good about your money. 

Acu & Pci

 Two great offers to choose from when you join!

Option 1: *Get $50 when you join and sign up for direct deposit

Option 2: **Get $100 cash back on your new auto loan

What's in it for you?

Alabama Credit Union is a not-for-profit financial cooperative owned by our members. That means when you join, you own a piece of your credit union. And we work hard for you, paying you back in the form of higher rates on savings, lower rates on loans, and lower fees than what you’d find at your typical bank.

 

With membership, access everything we have to offer

 

  • Daily Money Management 

    • Checking Accounts: Lifestyle Account, Value Account

    • Overdraft Protection Plans

    • Instant Issue ATM/Debit Cards

  • Savings

    • Savings Accounts

    • CDs

    • Money Markets

    • IRAs 

  • Lending

    • Auto

    • Personal Loans

    • Home Loans

    • HELOCs

    • Credit Cards with rewards 

  • Convenience

    • Online Banking

    • Bill Pay

    • Mobile App

    • Mobile Deposit

    • Transfer money with Zelle

    • Direct Deposit

    • Access to CO-OP Shared Branch Network

  • Resources

    • Access to ACU's Certified Financial Coaches

    • Banzai Financial Education 

    • 37 locations across the state and into Florida

 

Want to take advantage of these perks?

Join Alabama Credit Union and experience the benefits of membership. 

Disclosure

*New Member Offer: Alabama Credit Union will deposit $50 (“Award”) to the share savings account of a qualified New Member after the New Member opens a Share Savings account, Checking Account, and Mastercard ATM/Debit Card account, and initiates direct deposit to the account within 3 months of receiving this offer.

**Cash Back Incentive: Qualified borrowers may receive a financial incentive when a new or transferred auto loan is opened at Alabama Credit Union, as follows: $100 cash incentive for new or transferred auto loan of over $10,000. Only one incentive will be paid per loan. Incentive to be deposited to borrower’s Alabama Credit Union share account. Minimum loan balance of $2,500 must exist for the first 12 months after loan is made and payments made as agreed or cash back incentive paid by Alabama Credit Union may be charged back to account. Offer subject to change without notice. 

A New Member is defined as a person/account holder who is eligible for membership, does not have an existing account at Alabama Credit Union, has never caused a loss to Alabama Credit Union, and opens the required accounts. The Award will be credited after the direct deposit is posted to the account. Award will be paid to one account only when a jointly owned account is opened. If qualifying accounts are closed within 180 days from account opening, the Award will be charged to the account and rebated to Alabama Credit Union. Fees and Opening Deposit: A $1 membership fee is required to open a Share Savings account. Minimum deposit requirements exist for deposit account products; refer to the Alabama Credit Union Truth In Savings disclosure, Alabama Credit Union Schedule of Fees and Charges, and Alabama Credit Union Membership & Account Agreement given to you at account opening for details, or visit AlabamaCU.com. Eligibility: Membership eligibility required. Not eligible to participate in this offer: Alabama Credit Union employees and persons in their households; persons under 18 years of age; Billy Bear Cubs Club account-holders, Billionaire Academy account-holders. This credit union is federally insured to $250,000 by National Credit Union Administration. Additional coverage up to $100,000 is provided by Excess Share Insurance Corporation. Federally Insured by NCUA.