All Alabama Credit Union branches will be closed on Monday, May 25, in observance of Memorial Day.

Benefits & Rewards

ACU credit cards help members get more from every swipe.

Rewards & Benefits

Alabama Credit Union credit cards give you more than a way to pay. They deliver everyday value with rewards and protections you can count on.

Earn rewards on everyday purchases while enjoying built-in benefits like fraud protection, ID theft resolution services, and travel perks.

Friends Dining

Rewards

How to earn your points:

  1. Use your Alabama Credit Union credit card for everyday purchases like groceries, gas, dining, and online shopping.

     

  2. Earn 1 point for every $1 spent. 

  3. Redeem your points for gift cards, travel, cash back (Bama card only), and more.

 

How to redeem your points:

  1. Log in to online banking or the mobile app.

     

  2. Go to Card Center and select your credit card. In the mobile app, select More from the bottom right corner to access Card Center.

  3. Select Rewards to view points, activate offers, and redeem rewards.

Benefits

Cell Phone
Cell Phone Protection

We've got your back! Make sure to pay for your cell phone bill with your Alabama Credit Union Credit Card to make you eligible for cell phone protection. Please click for more information.

Lock
ID Theft Resolution Services

Assists you with credit bureau notification and credit card replacement, and provides you with an ID Theft Affidavit should you become the victim of Identity Theft. Please click for more information.

Health
Zero Liability Protection

In the event that your card is used to make unauthorized purchases – whether made in a store, by phone, or online – you won’t be held liable.

Suitcase
MasterRental® Car Rental Collision Damage Waiver Insurance

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company. 

Travel
MasterCard Airport Concierge™

Personal, dedicated meet and greet agent to escort cardholders through the airport on departure, arrival or connecting flights.

Steering
MasterCard ® Global Service™

Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. MasterCard Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.