Business Accounts
Better Banking for Your Business
Our business accounts provide personalized service and the tools you need to manage your finances with confidence. Built for businesses of all sizes, our account options offer flexible solutions to help you find the right fit and support your growth.
It's your business to succeed... it's our business to make it easier.
We understand the day-to-day demands of running a business, whether you’re a contractor, restaurant owner, or creative entrepreneur. That’s why we offer responsive, flexible banking solutions to help keep your business running smoothly and moving forward with confidence.
Alabama Credit Union Business Accounts
At Alabama Credit Union, our Business Account options put you first, giving you the tools and support you need to manage your finances with ease. From everyday banking to comprehensive treasury solutions, our accounts are built to support your business as it grows.
Account benefits include:
- 500 free transactions per month
- $0.15 per item over 500 transactions
- Convenient online and mobile banking
- Debit card and eStatements included
- Overdraft protection options available (subject to approval)
Find the Right Fit for Your Business
SOLE PROPRIETOR
ACCOUNT
$6
Membership Fee
$5*
Monthly Fee
-
-
TRADITIONS
ACCOUNT
$6
Membership Fee
$6*
Monthly Fee
-
-
PRESTIGE
ACCOUNT
$6
Membership Fee
$24*
Monthly Fee
$25
Monthly ACH Origination Fee
-
CORPORATE
ACCOUNT
$6
Membership Fee
$48*
Monthly Fee
$25
Monthly ACH Origination Fee
1%
One-time wire origination (1% of approved daily origination limit)
Sole Proprietor Account
Sole Proprietor Account is designed for sole proprietors who need simple, reliable tools to manage day-to-day banking. With easy account access and straightforward features, it provides the tools you need to handle deposits, payments, and expenses efficiently.
Traditions Account
Traditions Account provides essential business banking services . With convenient online banking and reliable account management, it helps simplify everyday transactions and cash flow management.
Prestige Account
Prestige Account enhances business operations with online banking, remote deposit capture, and ACH origination for greater efficiency and flexibility in managing payments and deposits.
Corporate Account
Corporate Account delivers a comprehensive treasury solution with advanced tools including online banking, remote deposit capture, ACH origination, and wire origination, built for high-volume and complex business banking needs.
Business Account Requirements
Opening a business account is simple with the right documentation on hand. Our goal is to help you start your business banking with confidence and ensure a smooth account opening process!
To be eligible for membership, a business must be located in one of the communities we serve:
- Alabama Counties: Baldwin, Bibb, Blount, Cullman, Escambia, Fayette, Hale, Jefferson, Lamar, Lawrence, Limestone, Madison, Marion, Marshall, Mobile, Morgan, Pickens, Shelby, Tuscaloosa, Walker, Winston.
- Florida Counties: Escambia County
Each business type has unique requirements for account setup. For more information on eligible business types and a complete list of required documents, visit our Business Account Requirements FAQ.
Open Your Business Account Today
Ready to get started? Just bring your documents and visit a branch. We’ll take care of the rest.
Check New Account Status
Check your new business account status, send a secure message to ACU, and upload any requested documents.
* $5 monthly fee can be waived with online banking.
$6 monthly fee can be waived with online banking, a daily account balance of $2400, or an active commercial loan (over $50k).
$24 monthly fee can be waived with a daily account balance of $10,000 or an active commercial loan (over 250k).
$48 monthly fee can be waived with a daily account balance of $50,000 or an active commercial loan (over 250k).