Billy Bear Cubs' Club

The Billy Bear Cubs’ Club is more than just a fun savings club. It’s a great way to give kids a solid foundation in how to handle money: encouraging savings and responsible spending.

Children newborn to 12 years can become members of the club by simply opening a “Billy Bear Cubs’ Club” account.

As members of the Billy Bear Cubs’ Club, children earn one “Billy Buck” for each $10 they deposit in person at the teller line*. The more money they save during the year, the more Billy Bucks they earn. Once your child has collected 5 Billy Bucks, they can be redeemed for prizes (like ice cream) or they can choose to save them for a bigger prize (like movie tickets)!

*Maximum of 50 Billy Bucks per single deposit.


As an added way to earn Billy Bucks, good report cards can get your child more:

• One (1) Billy Buck for each "A" on their report card

• One (1) Billy Buck for every two "B's" on their report card

Just bring in their report card to any branch to collect the Billy Bucks they’ve earned.

Also, each member of the club will receive a birthday card from Billy Bear, which they can bring to any of our branches to receive a birthday surprise!  


Oh, of course we pay interest for funds left on deposit. So, besides getting Billy Bucks throughout the year, they’ll also earn a little extra in their account too.

Speaking of a little extra, we would like to give you a special offer of a FREE Webkinz Black Bear Stuffed Animal with your first new deposit of $50 or more to your Billy Bear Cubs' Club account.

More Information

Trying to find a Cubs' Club near you? Just visit us at one of our branches
You will need your child's Social Security card to open an account.

Open a Billy Bear Cubs' Club Today!  

Ready to claim a prize? Redeem your Billy Bucks here

You can redeem your Billy Bucks by filling out the Redemption Form and picking up your item(s) at our next Rewards Day on Thursday, July 14, 2016.

**The deadline to redeem Billy Bucks for July 14 has passed.**

Redeem Billy Bucks