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CDs

You'll earn high dividends from our competitive-rate CDs with your minimum deposit of $500. Select the term that's right for you, with maturities up to 60 months. Our current rates are continually updated.

  • 6 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • .50 %
  • Annual Percentage Rate
  • --
  • Interest Compounded
  • At Maturity
  • Apply Now
  • 12 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • .65 %
  • Annual Percentage Rate
  • .66 %
  • Interest Compounded
  • Quarterly
  • Apply Now
  • 24 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • .85 %
  • Annual Percentage Rate
  • .86 %
  • Interest Compounded
  • Quarterly
  • Apply Now
  • 30 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • .95 %
  • Annual Percentage Rate
  • .96 %
  • Interest Compounded
  • Quarterly
  • Apply Now
  • 36 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • 1.05 %
  • Annual Percentage Rate
  • 1.06 %
  • Interest Compounded
  • Quarterly
  • Apply Now
  • 48 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • 1.15 %
  • Annual Percentage Rate
  • 1.16 %
  • Interest Compounded
  • Quarterly
  • Apply Now
  • 60 months maturity

  • $500

    Minimum Balance
  • Interest Rate
  • 1.50 %
  • Annual Percentage Rate
  • 1.51 %
  • Interest Compounded
  • Quarterly
  • Apply Now

*APR=ANNUAL PERCENTAGE RATE

**Refer to Alabama Credit Union Membership & Account Agreement and Truth In Savings Rate & Fee Schedule for product details.

Early Withdrawal Penalties Changed

As disclosed to all members in a mailing dated Jan. 31, 2013, the following early withdrawal penalties apply to new or renewed Certificates Of Deposit:

6 months CD -- 90 days penalty

7 months CD -- 90 days penalty

12 months CD -- 180 days penalty

15 months CD -- 180 days penalty

18 months CD -- 180 days penalty

24 months CD -- 180 days penalty

30 months CD -- 180 days penalty

36 months CD -- 180 days penalty

42 months CD -- 360 days penalty

48 months CD -- 360 days penalty

54 months CD -- 360 days penalty

60 months CD -- 360 days penalty

If you have questions, please contact our Member Care Center. Thank you for your confidence and membership in Alabama Credit Union! 

This notice is also available as a PDF: CD Penalty Notice