Save smarter, with more portions and friendlier rates. Open a savings account with as little as $5 to start earning quarterly dividends. At Alabama Credit Union, your money works harder for you.
Savings & Investments
- Savings Accounts
- Daily Money Market Accounts
- Billy Bear Cubs' Club
- Future Billionaire's Academy
- ACU Investment Services
Save smarter, with more portions and friendlier rates. Open a savings account with as little as $5 to start earning quarterly dividends. At Alabama Credit Union, your money works harder for you. Thanks to the not-for-profit structure of Alabama Credit Union, our share savings accounts generally earn higher rates of return than similar accounts at for-profit financial institutions. As a not-for-profit, we don't share money with stockholders like a bank, we return profits to members like you -- through higher savings dividends and lower loan rates.
Earn high dividends from our competitive-rate CDs with your minimum deposit of $500. Choose from seven terms of maturity between six and sixty months and see how you can start saving.
Earn a higher rate of return while avoiding early withdrawal penalties with Alabama Credit Union's Daily Money Market Accounts. Maintain a balance of as little as $2,500 and start watching your money grow.
Whether you want to start saving for your future, avoid taxes on a pension plan payout, or protect a lifetime of savings, an Alabama Credit Union IRA may be the right solution. Besides flexibility, IRAs offer advantages over other savings options, such as the opportunity for tax-deductible contributions or tax-free savings. Learn how you can start saving with the benefits you want.
The Billy Bear Cubs’ Club is more than just a fun savings club. It’s a great way to give kids a solid foundation in how to handle money: encouraging savings and responsible spending.
Children newborn to 12 years can become members of the club by simply opening a “Billy Bear Cubs’ Club” account.
The Future Billionaires Academy was designed to give teens the ability to take their future into their own hands. Many people dream of starting a business one day but never do. Why? Because of the unknown. They don't know where to start. They don't know what to do. It's our goal to remove the "don'ts," and replace them with FBA the "do's." This program teaches teens the fundamental skills about how to start a business.
ACU Investment Services's mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.
We understand the challenges families face today.From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.