Student Loans

A Better Way to Pay for College

Alabama Credit Union offers student loans to help you fill the funding gaps that Federal aid can leave behind. By partnering with other credit unions to form Credit Union Student Choice, we are able to offer member’s lower-cost financing options that will help you or a family member achieve your dream of a higher education.

Our student loan program offers lower loan rates than usually available elsewhere, $0 origination fees and flexible repayment options.


Alabama Credit Union has partnered with iGrad to offer you the best financial education tools and resources available so you can make an informed decision about your college financing options.

Lend Your Voice to Student Choice

If you have financed your education with Alabama Credit Union, we want to hear your story! Student Choice is looking for stories that are honest, sincere and reflect the positive impact your college funding and higher education experience have had on your life. Once you have told your story, you can give Student Choice permission to display it on their website. Your voice will help others better understand the value of higher education and how to responsibly fund their college dreams.

Not to mention, you could also win a $50 Amazon Gift Card! Click here to Lend Your Voice!

Ready to Apply?

More Details

For further details, please phone 800.518.2439 or stop by any convenient branch office.

Apply Today!

Student Credit Card

We offer a Student Credit Card to students who qualify and complete our Financial Literacy Quiz. Student Credit Cards offer a credit limit of no more than $500 and allow student to start earning credit in a safe and secure environment. 

Apply for a Student Credit Card