Credit Cards

You'll earn ScoreCard Rewards with your MasterCard Credit Card 

We want you to feel good about your money. So we make it easier to manage your everyday purchases with our MasterCard® Credit Card. Plus, with rates as low as 8.9% APR* and ScoreCard Reward points earned for every dollar spent on retail purchases, saving money never felt so good.

  • No annual fee
  • A 25-day grace period for new purchases
  • FREE account access using ACUiBranch®
  • FREE access to EZCardInfo.com
  • Price Protection program
  • Identity Theft Resolution Services
  • Extended Warranty
  • Zero Liability Protection
  • Auto Rental Insurance
  • MasterCard Global ServiceTM
  • High credit limit, subject to approval
  • Balance transfer option — save money right away when you transfer your credit card debts to your new Alabama Credit Union card
  • ScoreCard Reward points
    • Each dollar spent on retail purchases earns one point
    • The program is FREE
    • The points remain on the card for 4 – 5 years depending on when they are earned, so you have plenty of time to amass points to get something good

Apply Now! Complete the fillable PDF Application

University of Alabama Alumni Credit Card

Show your true colors by carrying the official credit card of the Alabama Alumni Association. With no annual fee, low rates and great benefits, an Alabama Alumni MasterCard saves you money while showing your school spirit. Get yours today!

Apply Now!

MasterCard® SecureCode

MasterCard® SecureCodeTM is a service provided by MasterCard® which is intended to minimize chargebacks and disputes of internet transactions, 'MasterCard® SecureCodeTM' allows cardholders to set up a password to use when making purchases on the Web. This will be required on many sites in the near future; look for the 'MasterCard SecureCode' logo at your merchant's site. Merchants who elect not to participate will be subject to current rules regarding disputed transactions. Alabama Credit Union MasterCard cardholders can now set up their password. It's fast, easy, free...and it could save you the frustration of dealing with an intercepted credit card number or fraudulent transaction. 

View Credit Card Statements

You can view your credit card statements, check balances and make payments to your credit card via ACUiBranch® online banking or by going to EZCardInfo.com. You can access EZCardInfo directly from ACUiBranch.

Report a Lost/Stolen Credit Card

To report a lost or stolen credit card call 800.991.4961.

Countries blocked due to fraud risk

Let Alabama Credit Union know if you are traveling out of state or out of country to ensure your Alabama CU Credit Card continues working without interruption. However, please note our list of blocked countries to ensure you have a second form of payment when traveling to countries where your Alabama CU Credit Card will not work.  Either contact our Member Care Center at 888.817.2002 or complete our Travel Notification Form.

Japan, North and South Korea, Hong Kong, Singapore, Romania, Bosnia, Bulgaria, Croatia, Cuba, Iran, Iraq, Liberia, Libya, Myanmar, Slovenia, Sudan, Syria, and Zimbabwe. (only pinned ATM advances can be made in these countries)

South Africa and Saudi Arabia are blocked for all transactions, including ATM advances.  

Please note: Point of sale transactions in France are $1,000 U.S. dollars per day on ACU Credit Cards.


You may mail credit card payments to the following address:

Alabama Credit Union
Attn: Card Services
P.O. Box 862998
Tuscaloosa, AL 35486

*APR = ANNUAL PERCENTAGE RATE. MasterCard Credit Card Balance Transfer Offer available to qualified accountholders/borrowers who transfer non-Alabama Credit Union credit card balances to Alabama Credit Union MasterCard Credit Card (“Card”) Account (“Account”). On September 11, 2015 or 180 days after approval, whichever occurs first, ANNUAL PERCENTAGE RATE will increase to 12.9% APR, 10.9% APR or 8.9% APR, depending on MasterCard Credit Card product selected or assigned and creditworthiness of accountholder/ borrower.