Auto Loans

We have a loan product for almost every need.

It’s your turn to shine with a brand new car and low rate loan.

Apply today!

From comparison-shopping and trade-in values to pre-approvals and payment plans, Alabama Credit Union will place you behind the wheel of your dreams in no time.

One deal. Four wheels. Six steps.

  1. Anytime Advisor® — learn helpful tips on whether you should buy new or used.
  2. Calculate Your Costs — find out what you can afford before you test drive.
  3. Apply for Pre-Approval — get your pre-approval status entered into our network.
  4. Dealership to Title — allow the dealership to apply for your auto title for you.
  5. Insure Your Investment — arrange for auto insurance to protect your new investment.
  6. Method of Payment — choose a convenient method of payment like automatic transfer from your Alabama Credit Union checking account.


Kick the car buying process into high gear.

Whether you’re applying for an auto loan with a 24-month term, or an RV loan with a 120-month term — Alabama Credit Union has many financing options that’ll fit your budget.

  • Apply for Pre-Approval — call, click or come in-branch, and your pre-approval status will be entered into our network. Now, you’ll be able to complete your entire transaction at the dealership.
  • Apply After Hours — call our authorized LoanLink Center at 888.817.2002 or go online for instant loan approval service..
  • Apply for Refi — already found your dream car, but not your dream loan? Ask about the savings of switching your high-rate auto loan to Alabama Credit Union.

Research. Learn. Shop.

Alabama Credit Union puts all the research tools and shopping resources at your fingertips. And all your questions can be answered right from

  • Anytime Advisor® — helpful tips on whether you should buy new or used, dealership financing vs. credit union financing and more!
  • Calculate Your Costs — four years or five? $25,000 or $35,000? Interest-free or 3.9 APR? Find out what you can afford before you test drive!
  • Search Our inventory — Alabama Credit Union financing is available through dealerships within our network. Visit the Auto Smart Buying Center Link to find your dream car. Within minutes of entering your data, dealers will e-mail their best price to you.
We have a loan product for almost every need. Review our Rates page for terms, and give us a call, or  apply online.
Auto & Home Insurance through Liberty Mutual: 888.888.0375