For My Life

At Alabama Credit Union, we realize that there are monumental things that happen in your life. Whether it's Going off to College, Getting Married, Having Kids or the ultimate plan for Retirement, we're here for you over the long haul.  It's never been our intent to just "sell products". It's always been, and always will be, about helping people at times when they need us. Life has a way of throwing curve balls and many times our "plans" don't go the way we would have wanted or expected. 

Let Alabama Credit Union help you out when you need it. Below are just a sampling of the ways we can help you. What "Life Stage" are you going through?

Going through a Life Stage?

At different stages in your life, you face different financial needs. Whether you are going to school or retiring, Alabama Credit Union is right there with you to provide the tools you need for financial stability.


Earn high dividends from our competitive-rate CDs with your minimum deposit of $500. Choose from seven terms of maturity between six and sixty months and see how you can start saving.


You make the choice — we'll make your money work harder for you. We know checking varies from generation to generation. But we also realize that you and your fellow members have a goal in common — the absolute best value on checking. 

Credit Cards

At Alabama Credit Union, you can get a VISA® Platinum Credit Card custom-tailored for you! Choose from three levels to fit your needs and start earning ScoreCard Reward points today.

Daily Money Market

Earn a higher rate of return while avoiding early withdrawal penalties with Alabama Credit Union's Daily Money Market Accounts. Maintain a balance of as little as $2,500 and start watching your money grow.


Not at home and need to manage your money? With ACU's e-Services, we're here for you, around the world and around the clock. Pay bills online, check your e-statement, enjoy mobile banking through our ACUmBranch℠ smartphone app, and much more.

TruStage Insurance

You may receive information on a variety of insurance products closely matched to your needs.

Loan Center

Whether you're buying a new home, automobile, musical instrument or even paying college tuition, Alabama Credit Union has a loan program for you. With over a dozen loan options, we can find a loan to fit your needs.

Retirement Accounts

Whether you want to start saving for your future, avoid taxes on a pension plan payout, or protect a lifetime of savings, an Alabama Credit Union IRA may be the right solution. Besides flexibility, IRAs offer advantages over other savings options, such as the opportunity for tax-deductible contributions or tax-free savings. Learn how you can start saving with the benefits you want.


Save smarter, with more portions and friendlier rates. Open a savings account with as little as $25 to start earning quarterly dividends. At Alabama Credit Union, your money works harder for you.

Other Services

Want to find out about our VISA ATM/Debit cards, overdraft protection plans, Alabama CU Rewards program, insurance options and more? You can find them cataloged here in our other services.