Disclosures

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice.

Safe Deposit Box Agreement

Privacy Policy

Patriot Act Policy

CD Penalty Notice

Mortgage Loan Originators and National Mortgage Licensing System Corresponding Unique Identifiers 

Consumer Member Account Disclosures
Membership & Account Agreement

Reg CC (Funds Availability)

Reg E (Electronic Transfers) 

Schedule of Fees and Charges

Business Member Account Disclosures
Business Membership & Account Agreement

Business Member Schedule of Fees and Charges

Truth In Savings disclosure will be provided at deposit account opening. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.