NACHA Reports Phishing Attempt To Gather Information From Accountholders

The National Automated Clearing House Association – a “warehouse” clearing association for financial institutions and others using the ACH payment system – has reported a phishing attempt. E-mails that appear to be from NACHA have been sent to various e-mail addresses in an attempt to prompt the e-mail accountholder to enter confidential account information. 
NACHA reports that individuals and/or companies continue to receive fraudulent emails that have the appearance of being sent from NACHA. These emails vary in content and appear to be transmitted from email addresses associated with the NACHA domain ( Some bear the name of fictitious NACHA employees and/or departments.

NACHA itself does not process nor touch the ACH transactions that flow to and from organizations and financial institutions. Additionally, NACHA does not send communications to persons or organizations about individual ACH transactions that they originate or receive.

Be aware that phishing emails frequently have attachments and/or links to Web pages that host malicious code and software. Do not open attachments or follow Web links in unsolicited emails from unknown parties or from parties with whom you do not normally communicate, or that appear to be known but are suspicious or otherwise unusual.

If malicious code is detected or suspected on a computer, consult with a computer security or anti-virus specialist to remove malicious code or re-install a clean image of the computer system.

Always use anti-virus software and ensure that the virus signatures are automatically updated.
Ensure that the computer operating systems and common software application security patches are installed and current.

“There has been no breach of Alabama Credit Union members’ account data,” said Alabama Credit Union President Steve Swofford. “’Phishing expeditions’ are easy to conduct by criminals and occur frequently. There is no need for members to be concerned about a release of confidential information by NACHA – that hasn’t occurred. This is just another attempt to gather information from unsuspecting consumers. If you receive one of these e-mails, simply delete it and do not respond to it.”

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