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Enjoy our no-fee VISA ATM/Check Card? You can help it stay free
We strive to keep fees low for all products and services. Often, you can help us maintain the competitive pricing that saves you money. Our VISA ATM/Card is an excellent example.

We don’t charge fees for point-of-sale debit-type transactions you make at gas pumps, restaurants, department stores or other places. However, debit-type transactions cost the credit union more to process than credit-type transactions made with your debit card. Choosing “credit” when you use your debit card does not change the way your purchase is deducted from your account. It does not create a credit card-type bill. In fact, there’s no difference to you except that you will be asked to sign a receipt, which is a security measure some members appreciate, anyway.

Please do so — because choosing “credit” for your VISA ATM/Check Card transactions when you swipe out at stores such as Wal-Mart or grocery stores will save the credit union money. That allows us to keep transactions free, for you. Thanks!

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.