Direct Deposit

It's the easy way to make sure your recurring income is deposited to your account and ready to use on payday, guaranteed! Net pay, and other payments, such as Social Security, VA, Retirement, TIAA-CREF may be deposited automatically into your checking account. University employees must initiate direct deposit authorizations and changes at the credit union office.

Direct Deposit and ACH Instructions
To send ACH items ("Automated Clearing House" debits or items such as insurance drafts, or automatic payments) or to send a direct deposit to your account at Alabama Credit Union, you must supply the following information to the originator/sender of the draft or deposit:
» Alabama Credit Union's Routing/Transit number: 262277419
» Your account number
» Your account suffix (usually 50 for checking or 00 for savings)

If you wish to stop payment on an ACH debit clearing on your account, you should first contact the originator of the payment. To stop a direct deposit, contact the sender of the deposit.

If you receive SSI or Social Security payments, you may sign up for direct deposit by phoning the Department Of Treasury's Go Direct helpline at (800) 333-1795 or visiting www.GoDirect.org

For further instructions on sending or receiving wire transfers, direct deposits or ACH items, please contact Alabama Credit Union's Member Care Center at 888-817-2002.

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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