ACU : Membership Overview

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overview

Welcome to Alabama Credit Union!

Individual Memberships (Includes Joint-Owner Accounts)

You are probably eligible to join Alabama Credit Union. To learn more, call, write or e-mail to, or visit any Alabama Credit Union office to become a member, or peruse the employer groups, associations, and residents that are now eligible to join.

While we will be happy to obtain information from you to open your membership, we will need to make a copy of your photo identification and your actual signature prior to activating your account. You will also need at least $26 to open your savings account ($25 minimum balance and $1 membership fee).

To open your account, we will need the following for each person who will be an owner of the account:

Valid state-issued photo ID (such as driver license)
UAH Charger Card or UA Action Card, if a UAH or UA student
Social Security number or tax ID number

International Persons

If you are an international person, we will need the following for each owner of the account before we can open an account for you:

Valid passport
Valid visa
Current UAH Charger Card, UA Action Card, or MBUSI Team Member badge
Tax ID number (or Social Security number) or W8-BEN and signed letter from UAH, UA or MBUSI that states you do not qualify for a tax ID or Social Security number

Group Memberships

Would you like your employer or association to offer access to Alabama Credit Union's services? It's easy. Contact us to learn more about the unique benefits available to persons who are employed by our selected employer groups, or belong to an association, that has group membership privileges to Alabama Credit Union. We'll be happy to contact your organization or employer and expain the very simple process that gives you a more powerful financial advantage -- Alabama Credit Union service for your lifetime! -- and gives your employer or association one of the fringe benefits offered by Alabama's most prestigious employers.

Small businesses

Your small business may also become a member of Alabama Credit Union. Learn more.

Find the Alabama Credit Union office most convenient to you.

Employee groups, associations and community residents eligible for membership in Alabama Credit Union are:
» Employee Groups

» Associations

» Community Residents

If you're interested in joining our credit union, please contact us.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.