VISA Stored Value & Gift Cards

Alabama Credit Union's Reloadable Independence Card

Help your teen or college student build financial independence with a card that gives parents peace of mind. This instantly re-loadable card gives parents a quick way to get money to their teen or college student.

Open an Independence card for your teen or student today! Complete the Independence Card Agreement, and submit it by fax to: 205-348-7892.

For more information on the Independence Card, call 205-348-5944 or e-mail our card services department: cards@alabamacu.com

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Shop Smart with an Alabama Credit Union VISA Gift Card

Make things easy on yourself with the "one-size pleases all" VISA Gift Card from Alabama Credit Union. It's accepted most anywhere VISA is accepted, and comes with its own greeting card. VISA Gift Cards are available at any branch location, and you may choose from a variety of card designs for various gift occasions.

Please note these characteristics of a VISA Gift Card:

  1. The cards will not work outside the U.S.
  2.  The cards will not work over the phone.
  3.  The cards will not work on the Internet.
  4. The cards can not be used to conduct"debit" trabsactions as there is no PIN.
  5. The cards can not be used in an ATMn or to receive a cash advance from a teller.
  6.  The cards can not be used at a pay-at-the pump terminal (you can take the card inside to the clerk and use it).
  7. The person trying to use the card will need to know the balance on the card so that the clerk in the store knows how much to run the card for. If the clerk runs the card for more than the
    balance, the card will be declined.
  8. If the card is lost or stolen, the cardholder needs to contact Alabama Credit Union as soon as possible to have the card blocked. They will need to know the card number for us to be able to do this. 
  9.  The card should be treated just like cash.  If it is lost, whomever finds it can use the card.

    If you have any questions about gift cards or reloadable Independence cards, feel free to contact anyone in our Card Services department.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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