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Alabama Credit Union strives to return maximum value to its members by offering competitive investment, consumer loan, and mortgage rates.

Even our regular share savings accounts -- with a minimum deposit of only $25 and a quarterly dividend that is often many times that paid by area banks - offer extraordinary value to members. Our credit union-paid Life Savings Insurance matches the amount in a regular share savings account with up to $5,000 in coverage, based on the depositor's age at the time of deposit. And, your savings in Alabama Credit Union are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, and additionally insured to $250,000 by American Share Insurance. IRAs carry separate combined deposit coverage up to $350,000.

For members who wish to balance their investment portfolios with products in addition to Alabama Credit Union's certificates of deposit, IRAs, and easy-access Daily Money Market accounts, we provide access to MEMBERS Financial Services.

MEMBERS Financial Services: Securities sold through CUNA Brokerage Services, Inc., member NASD/SIPC, 2000 Heritage Way, Waverly, IA 50677. Insurance sold through licensed CUNA Mutual Life Insurance Company representatives, and in New York, licensed insurance representatives of other companies. Similar products may be purchased from an agent or company of your choice. Not federally insured, may lose value, not underwritten or guaranteed by the credit union. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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