Certificate & IRA Certificate Rates

Certificates
of Deposit:

Interest Rate

Annual Percen-
tage Yield

Minimum Balance/
Minimum
Opening Deposit

Interest
Com-
pounded

Interest Credited

Additional Deposits

With-
drawals

Renewal

6 months maturity

2.80

---

$500.00

At Maturity

At Maturity

Not Allowed

Allowed — Interest Only

Automatic

7 months maturity**
Now available for rollover of existing deposits!

3.25

---

$5,000.00

At Maturity

At Maturity

Not Allowed

Allowed — Penalty Only

Automatic

12 months maturity

2.90

2.93

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

15 months maturity

3.50

3.55

$500.00

Quarterly

Quarterly or Monthly

Not
Allowed

Allowed — Interest Only

Automatic

24 months maturity

3.00

3.03

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

30 months maturity

3.15

3.19

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

36 months maturity

3.25

3.29

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

48 months maturity

3.40

3.44

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

60 months maturity

4.00

4.06

$500.00

Quarterly

Quarterly or Monthly

Not Allowed

Allowed — Interest Only

Automatic

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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