Blocking suspicious activity on your card -- details below

VISA Platinum - Level 1
Our VISA Platinum credit card features no annual fee and a 25-day interest grace period on purchases — and only 12.9% APR. And, with the VISA, cash is available at any financial institution or ATM that accepts VISA. Download a VISA Platinum application.

VISA Platinum - Level 2
Our VISA Platinum credit card offers the same features as our VISA Classic but with a low 10.9% APR. With each purchase you make you can earn bonus Scorecard Points that may be redeemed (visit www.scorecardrewards.com ) for merchandise and travel awards, plus valuable, no-extra-cost benefits such as Warranty Manager Service, Extended Product Protection, Auto Rental Insurance, VISA Travel and Emergency Assistance, Travel Accident Insurance up to $250,000, Courtesy Checks, and more. Download your VISA Platinum application.

VISA Platinum - Level 3
It's our lowest-cost VISA Platinum credit card — only 8.9% APR, no annual fee and a 25-day grace period. Download your VISA Platinum application.

Verified By VISA
"Verified by VISA" is now up and running! A new service provided by VISA which is intended to minimize chargebacks and disputes of internet transactions, Verified By VISA allows cardholders to set up a password to use when making purchases on the Web. This will be required on many sites in the near future; look for the Verified By VISA logo at your merchant's site. Merchants who elect not to participate will be subject to current rules regarding disputed transactions. Alabama Credit Union VISA cardholders: click here to set up your password. It's fast, easy, free... and it could save you the frustration of dealing with an intercepted credit card number or fraudulent transaction. To learn more about Verified By VISA, contact Benson Bolling at 205-348-3880.

Falcon Network Security For Your VISA Card
(Spring, 2007): Debit and credit card transactions are now being monitored by a security system – called Falcon -- designed to pick up activity that appears unusual or fraudulent. If the transactions are considered unusual, you will receive a phone call to verify if the charge is valid or not.  The caller will not ask for the card number; however, he or she may ask for the last four digits of the Social Security number to confirm he or she is speaking to the cardholder.  If you are phoned, and verify that the transaction is valid, no other action is required. If we are unable to contact you, or if you decline to speak to the caller from Falcon, a temporary block will be placed on your card until contact is made and the transaction can be verified. Extremely suspicious credit card charges will result in our blocking the card before we contact you. This added security is to prevent any additional fraudulent charges from taking place on your account.

Please remember:  A Falcon representative will never ask for your card number, nor for any personal information other than the last four digits of your Social Security number.  If you are suspicious about a caller, please do not respond, and promptly call us directly at (888) 817-2002.