Credit Cards

Using a VISA Platinum credit card from Alabama Credit Union is not only convenient, but it costs less than using cards issued by other lenders. And, we avoid the gimmicks -- the tricks that entice you to request or use a card, then trap you with insidious fees and higher rates.

An Alabama Credit Union VISA Platinum credit card carries liberal credit limits, low or no fees, and the personal service guarantee that accompanies all of our products.

Because we take our service to UA, UAH, and other students very seriously, we pledge to both college students and their parents/guardians that we will not overload students with credit card debt. Credit cards issued to young adults carry modest credit limits, frequently require a cosigner, and are designed to help students learn to manage s credit card account without creating burdensome payments for years into the future.

Choose one of our three VISA Platinum credit cards, and apply today.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Alabama Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, Fee Schedule and Member Business Account™ Fee Schedule. Membership eligibility required. Alabama Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Alabama Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Alabama Credit Union.

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